Ms. Girard oversees Merchants Capital’s asset management and servicing divisions, which includes bank balance sheet, Fannie Mae, Freddie Mac, HUD, and GNMA portfolios. Prior to joining Merchants, she oversaw asset management for NewPoint Real Estate Capital, formerly Barings Multifamily Capital, a subsidiary for Barings, which included a $32B portfolio of multifamily assets, including MassMutual’s debt and equity investments. She has a lengthy 20-year career in asset management including stints as Prudential and MMA (now Boston Financial).