
Financing Specialties
Multifamily finance has been the core of Merchants Capital’s business model from the beginning. With extensive expertise and experience, our company was built to provide the best financial services to our clients and investors.

Affordable Housing
Merchants Capital is a leading multifamily lender offering a variety of loan products to accommodate construction, rehabilitation, acquisition, and refinancing of affordable multifamily housing throughout the country. Through its parent company, Merchants Bank, Merchants Capital can offer creative conventional short term debt products that will allow your project to qualify for long term, fixed rate, and non-recourse loans through FHA and the agencies. Merchants Capital is a Fannie Mae Affordable Lender, a Freddie Mac Optigo® Targeted Affordable Housing (TAH) Seller/ Servicer, a Federal Housing Administration (FHA) MAP LEAN and LIHTC Pilot Lender, and a Ginnie Mae Issuer/ Servicer. Merchants Capital employs experienced affordable housing professionals that can customize the best financing solution for your affordable housing financing needs.

Multifamily Housing

Senior Housing & Healthcare

Balance Sheet Lending
Merchants Capital offers conventional bridge loans as an interim financing option providing borrowers the flexibility of a short-term loan for either acquisition or moderate/minor rehabilitation of stabilized assets. We offer a variety of bridge loan products to accommodate our borrower’s needs.
Loan Servicing
- Annual Site Inspections
- Annual Financial Statement Review
- Annual Risk Reviews
- Annual Tax & Insurance Administration
- Replacement Reserve Escrow Administration
- Repair Escrow Administration
- Maintaining Appropriate Property Insurance
- UCC Filings
- Monthly Billings
- Investor Reporting
- Delinquencies and Defaults
- Construction Loan Administration